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When looking into insurance for your business, one coverage you will often see is general liability. Now, what makes it general liability is the vast amount of items it covers in the policy, which we will cover a bit later. To emphasize why general liability policies are recommended for businesses, both big and small, the average cost of a slip and fall claim […]
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With winter on the way, it is the perfect time to prepare your vehicle for the rough and rugged colder months. Here are 7 tips to keep your ride road-ready: 1) Tires Make sure you have proper inflation according to the manufacturer’s recommendations. Once you are sure you are at the correct psi for each […]
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Holidays are supposed to be about sharing good times with family and friends, so we’ve gathered some tips for how to avoid the biggest risks to your season of cheer. Illness Transmissible viruses are the biggest risk when celebrating the holidays. Avoiding people when sick is key, but sometimes it is accidental or unavoidable. Washing […]
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October is a magical time of year. Crisp Autumn mornings, the changing colors of the leaves, and the massive displays in stores are all signs of one thing: Halloween is drawing near. While ghosts, ghouls, and goblins may be frightening enough, what if we told you there are many more things to fear on Halloween? […]
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We all know that sugar is not good for our bodies, but the scary repercussions do not seem to be fully realized when we look at American culture. Many of our holidays revolve around food, and, particularly and not coincidentally, processed and refined foods such as candy. Americans love candy and purchase around twenty-four pounds […]
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Blazing trails on your ATV out in the fresh, clean, country air is an indescribable joy that can only be felt. Thinking about insurance against damages and injuries is no joy, but it is a hill that you and your agent need to charge over together so that you can continue doing what you love. […]
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Insurance is all about risk mitigation, not risk elimination. Risk is something that is always there. Without anticipating it, more than 40% of small businesses will see a property or liability loss within the next decade. Knowing this, the responsible question from any business owner is, “do I have sufficient coverage?” The most expensive claims […]
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Bundling up isn’t just for winter – it is also a way to save on your insurance premiums. What happens when you have a lot of coverages but don’t bundle them? You end up with many confusing pieces of paperwork, and you could be spending more money than you need. Do you have different policies […]
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Your roof is your home’s first line of defense from the natural elements such as rain, hail, snow, and debris. Even a small crack can cause extensive damage, so it is a good idea to conduct routine roof checks. This helps keep your home and family safe, while also ensuring you have documentation of professional […]
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With an increasing number of consumers shopping for goods and services online, digital businesses have been able to experience tremendous growth. But as a company takes on more orders, clients, and staff, the owner’s liability also increases. You can protect yourself and your investment in your business through certain types of insurance. Even though your […]
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